We are not a traditional bank. We are entrepreneurs financing entrepreneurs.
We deliver up to 100% LTC and 80% stabilized LTV with immediate, committee-free closings.
Present Capital is a specialized commercial real estate firm dedicated to funding ground-up and build-to-suit STNL projects. We provide construction capital, offering up to 100% Loan-to-Cost for proven developers.
We are private entrepreneurs and direct lenders. By deploying our own balance sheet capital, we strip away the red tape to give developers fast closings and certainty of execution.
We target resilient, necessity-based real estate with proven consumer stickiness. Our core asset classes include Quick Service Restaurants, outpatient medical facilities, convenience stores, automotive service centers, and select traditional retail.
Institutional lenders routinely overlook the $1.5M to $20M construction debt space. We exploit this fragmentation by delivering swift, reliable capital across the continental U.S., stepping in where larger funds are too slow or rigid.
$1.5M to $20M
12 to 24 Months
Up to 100%
Up to 80% of Stabilized Value
Executed long-term pre-lease with a strong corporate credit guarantor
First and only lien
Completion Guaranty, Bad-Boy Carve-Outs, and Environmental Indemnity

Ido is the Founder of Present Capital and leads capital formation and investment strategy. He previously co-founded Sun Holdings Group, a multifamily owner and operator with approximately 7,500 units (~$1.7B), backed primarily by private Israeli high-net-worth investors and family offices.

Gil is the Co-Founder of Present Capital and leads originations. Throughout his career, he has executed over $3B in institutional-grade debt and equity transactions, pairing deep institutional knowledge with swift, precise closings.
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